About Us

Why are We Different?

Our number one priority to our customers is to help them get back their financial life. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.

Why we are here?

We are here to assist you in getting the things you want in life. Navigating the credit repair maze can be very challenging if you are not aware of all the laws that regulate collectors, creditors, and credit bureaus. Our job is to take that heavy burden off your shoulders and do all the work for you so that you can get approved again.

Experience

When it comes to dealing with creditors, collectors, and credit bureaus, you need experience in this area to get the best results. We have the expertise that you need to deal with any situation presented by the creditors, collectors, and credit bureaus.

Creditor and Collector disputes

To get the best results, you have to go beyond the credit bureaus as they are just one piece of the puzzle. The laws allow you to dispute directly with the creditors and the collection agencies to get inaccurate information removed from your credit reports. Because of this, we provide direct disputes with creditors and collectors for no additional charge.

No-Risk Refund Policy

We believe in complete satisfaction, and that is why we have a no-risk refund policy. If for some reason, you are not happy with the prior month’s service, we will refund your money back.

No-Hassle Cancellation Policy

Want to cancel your service? No problem. There is no yearly or monthly contract with our credit repair programs. All services are month to month, and you can cancel at any time. Just call or email us, and we will be happy to cancel your service.

Free consultation

We want to make sure that you are happy with our services before coming on board with the full program so we will offer you a free credit evaluation with no strings attached.

Support

As you know, customer support is essential to any customer. We pride ourselves with the top of the line customer service. If you need anything, you can reach us by phone or by email. If you are contacting us by email, please allow 24 hours for a response from us.

Question & Answer

  • Why Should I Choose Your Company?

    We are not your average credit repair company, actually we are getting away from the repair word period. We are a team of credit score improvement specialists, and we don’t only work to remove the negative, inaccurate information from your credit report. What sets us apart is the second part of our 2 part credit score improvement program which is educating you through the rebuilding process, while providing credit building products to get you on your way . Our main goal is to provide the necessary credit education to ensure you are able to sustain your new credit score and profile once you complete our program

  • How Long Does it Take to See Results?

    Each Credit profile is different. Here at RAP Financial Services we do not provide a timeframe before actually being able to review your credit report. What we can say is that in the past we have seen results in as little as 45 days. We usually set the timeframe expectation for the program at 6-12 months.

  • How Much Will I Have to Pay?

    You will need to pay a credit analysis fee of $249 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.

Our Services

Our Mission

We are a growing credit restoration company specializing in restructuring and building your lost credit.

Who Are We?

We are a national credit repair and restoration company working with clients and creditors.

Weekly Education

During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score.

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