Credit Restoration Services
WELCOME TO RAP CREDIT

ITS TIME TO BOSS UP

Boss Up and Get Your Credit Score UP today!
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DOES YOUR BUSINESS NEED CREDIT?

Build Business Credit!

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What We Do

At RAP Financial We Change Lives by Changing Credit Scores!

Specicalizing in both Personal and Business Credit, we’ve creaed programs that will not only help you Change your Credit Score but provide the necessary tools to help you change your whole Financial life.

We at RAP Financial understand the imporatance of Financial Literacy and we know that Credit and Finances go hand and hand so we offer Financial Education Seminars for both Adults, and Children. 

Not only do we offer professional Credit Restoration Services, but we are a full Financial Firm providing services such as Tax Preparation, Business Consulting within our RAP Business Clinic, and Notary Services.

We are also proud to announce the launch of our Tax Boss School to help Tax Professionals all over the world open their own Tax Business by providing Tax Training, and Software. 

 

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Our Services

Credit Services

We do not just look to help you regain your financial standing through credit repair. Our goal is to help you change your life by changing your credit score and financial habits. At R.A.P Credit, we cannot guarantee you quick results, but we can attest to the fact that many of our clients have achieved the best results within 90 days of hiring our services. We have Credit Specialist specializing in both Personal and Business Credit so be sure to book a consultation today, so we can help you, Boss Up and Get Your Credit Score UP!

Personal Credit Restoration

Our Credit Boss Credit Restoration Program was created to help our clients Boss up and achieve their Credit goals. We understand that each credit profile is different, so we ensure to provide a custom experience that tailors to each individual client goals. Our program is built in a two-part process which includes both the disputing of any negatively effecting erroneous items reporting on your credit profile for removal, and the rebuilding of your credit profile in which is the most important part of the process.

Business Credit Building

In Our Business Credit Building Program, we help you to build your Business Credit Profile to help you establish Business Credit. We help you to establish business credit with a goal to get your business funding from one of our business funding partners. Building Business Credit is a totally different process than establishing or building one’s personal credit. Business Credit Scores are established Solely on your Business payment history which is why it is important to register your business and get anEIN, and DUNS number to signal the three main business credit agencies—Dun & Bradstreet, Experian, and Equifax—that you own a legitimate business entity.

Credit Education Seminars

RAP Financial Services is dedicated to educating the masses on what it takes to Rise Above Poverty! We offer Financial Literacy, budgeting, and Credit Classes for both Youth and Adults. We understand that our financial health determines our financial wealth and we found most drop the ball in the Finance genre because of simply not being taught. Therefore we take pride in providing a space where we can come together and discuss various financial topics and provide financial knowledge to increase our financial wealth. Book a workshop today and let’s work together to Rise Above Poverty!

About Us

Our Mission

Our mission is to ensure that our clients live healthy financial lives by helping you change your life by changing your credit score. With our credit programs, and financial experts on staff to help you get your buying power back, and to gain financial confidence by offering credit counseling Services in NJ and Credit education worldwide we are able to make this happen. If you are shopping for financial products or services, we have a variety, and our financial advisors will guide you on the best products and services that will enhance your financial growth. We know that personal finance can be quite intimidating, but we can change this perception by empowering you with life-changing information. We will also give you direction on the best options that will help you make smart financial decisions and commitments.
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Who Are We

We are a reputable, professional Financial Firm specializing in both Personal and Business Credit located in Newark NJ. Our Financial specialists are devoted to transforming your life and help you regain your financial health and credit worthiness. At RAP Financial Services we understand the importance of having everything you are entitled to in life. We take pride in assisting you in rebuilding your credit score and providing advice and education on the best ways of clearing your debts for you to qualify for loans, mortgages and other financial products.

We are strong consumer advocates who will provide you with the much-needed tools for achieving your financial goals. We also offer informative content that will guide you through the process of credit restoration. As our valued client, we will take you through all the strategies of reestablishing your credit, paying up your debts and handling your collectors and creditors.

Credit Education

During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score. Here at R.A.P Credit, we don’t just fix your credit. We also give you the tools to maintain your improved credit. We will provide you with free in-depth credit analysis that will help you understand what should be done to effectuate this. Our credit counseling NJ team will also equip you with knowledge that will help you move forward and establish a strong financial foundation.
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First Time Home buyer Readiness Program

During the credit restoration process, we will provide you with information and the education you need to continue raising your credit score. Here at R.A.P Credit, we don’t just fix your credit. We also give you the tools to maintain your improved credit. We will provide you with free in-depth credit analysis that will help you understand what should be done to effectuate this. Our credit counseling NJ team will also equip you with knowledge that will help you move forward and establish a strong financial foundation.
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